RDW2W MISSION STATEMENT AND PARTICIPATION CRITERIA
1 To assist those living or working in rural Dorset to access personal transport to facilitate their attendance at employment, education or training.There is no restriction to this transport also being used for enhanced social interaction.'Rural Dorset' includes those living in or working in or around villages as well as those living in or working in or around country towns with restricted or reduced public transport services.
2 CRITERIA TO PARTICIPATE
A The Trustees of the scheme will:
Not be unreasonably restricted by nearby administrative boundaries
Retain ownership of any vehicles until loans are fully paid
Not be obliged to offer assistance to applicants. Assessments will be made according to the quality of the information and evidence provided by the applicant and the resources available to the scheme
Reserve the right to vary or change these criteria on presentation of suitable evidence of need
B Clients of the scheme will:
Produce documentary proof of identity and of residence (utility bills etc) in Dorset or an adjoining community for the previous six months.
Be any age from 16 years and above.
Be able to evidence a need for the forms of transport being offered by the scheme for the reasons outlined in the Mission Statement.
Not be permitted to acquire more than one vehicle through the scheme.
Be required to source the full price of what they require either directly, through loans they arrange themselves or through loans arranged through association with the scheme.
Be registered as the keeper of the vehicle and will be entirely responsible in law for its use.
Contact RDW2W via the CONTACT page of this web site by sending us an email. If you include your name and postal address we can send you a Registration Form and an Order Form so that you can start the process of joining the scheme.
1 If you do not already have a driving licence you should apply for a provisional licence now. Collect a form from the Post Office or download one from this site (https://www.gov.uk/apply-first-provisional-driving-licence) If you use other sites which are NOT www.gov.uk based you will probably be charged for a service which is otherwise free.
2 If you need a loan to purchase your transport you need to register as a member with Wyvern Savings and Loans (http://www.wyvernsandl.co.uk) (WSL) their office locations and opening days and times can be found under ‘About Us’ and 'Branches' on the home page. Explain you intend to take out a loan within the RDW2W scheme and this can be best explained by taking one of our flyers with you.
3 You will need to consider how much per week you can reasonably afford to repay on the loan.
4 Wyvern Savings and Loans may ask you to find someone to act as a Guarantor for your loan. You should start looking for someone who might be willing to act as security for the loan. WSL are not permitted to loan to anyone under 18 years of age.
5 Your guarantor will need to understand that in order to take advantage of the discounts within the scheme the loan money will be passed to RDW2W to purchase the vehicle and associated equipment and the vehicle will remain in the ownership of RDW2W until fully paid off and the vehicle can be repossessed if you default on the payments.
6 You and the guarantor, if you need one, will have to sign an agreement with RDW2W agreeing to that proposal. Do you need and have you arranged a guarantor?
7 Before being able to legally ride a two wheeled motor vehicle on a road you must undertake Compulsory Basic Training (CBT). In order to ensure that riding such a vehicle is something you are competent to do (you can fail the CBT), you may wish to undertake CBT before taking out the loan. This can be done through a training organisation which you know or through the local company which is in association with RDW2W at http://www.otrmotorcycletraining.co.uk/ If you pay On The Road Motorcycle Training (OTR) in advance for the fee for the CBT it can be included in your loan from WSL and refunded to you from the loan.
8 You will need to consider where and how you will keep the vehicle secure whilst it is in your possession.
9 If you are a provisional licence holder you will need to purchase ‘L’ plates and fix them to the vehicle.
10 Your loan will include the price of 1 year ‘Roadside Assistance’ from SOS Motorcycle Rescue Service (http://www.sos-motorcycle-recovery.co.uk)
11 You will need to consider which additional clothing and protection it is appropriate for you to order through the scheme at our huge discounts. Everything associated with the purchase of the bike, the motor insurance, the helmet and SOS cover are compulsory purchases which are necessary to be in the scheme.
Experience has shown we can get you on the road, on the bike of your choice within the scheme, the vehicle registered and taxed, Pre Delivery Inspected (PDI), Compulsory Basic Training (CBT) for you, TWO years fully comp insurance, Roadside Recover Service and crash helmet, all for just over £2,100.00. Any approved loan with Wyvern Savings and Loans (WSL) will be repayable at about £26.00 per week over two years
Weekly or monthly payments are made to the WSL. *
*Wyvern Savings and Loans, if you need a loan from them
RDW2W retains ownership of the vehicle until your last contracted payment. If you fail to make your payments, RDW2W will reclaim the vehicle and you will not be eligible for any refund of monies paid. You will also be liable for any recovery charges if the vehicle is not returned to the RDW2W site.
Interest rates will vary and much will depend on what you ask for as part of your 'package' but typical weekly repayments for all items listed inside will be in the region of the figures below:
The quicker you buy the bike the more value it will have when you become the owner.
You will be asked to complete, sign and date a document similar to the one below and containing the following information.
RURAL DORSET WHEELS TO WORK SCHEME
I (Print Name) ...........................................................................
ACCEPT POSSESSION AND RESPONSIBILITY FOR THE VEHICLE PROVIDED TO ME UNDER THE SCHEME REGISTRATION NUMBER
I ACKNOWLEDGE THAT OWNERSHIP OF THE VEHICLE REMAINS WITH THE SCHEME UNTIL SUCH TIME AS THE LOAN ARRANGED THROUGH WYVERN SAVINGS AND LOANS HAS BEEN FULLY REPAID. I AM FULLY RESPONSIBLE IN LAW FOR THE USE OF THE VEHICLE.
ONLY ON FULL REPAYMENT OF THE LOAN WILL I BECOME THE OWNER OF THE VEHICLE.
I ACCEPT AND ACKNOWLEDGE THAT SHOULD I DEFAULT ON THE REPAYMENT OF THE LOAN THE SCHEME HAS FULL LEGAL RIGHTS TO RE TAKE POSSESSION OF THE VEHICLE AND THAT THE SCHEME ARE NOT REQUIRED TO REFUND ALL OR ANY OF THE PAYMENTS ALREADY MADE.
I UNDERSTAND THAT SHOULD I DISPOSE OF THE VEHICLE IN ANY WAY ONLY PERMITTED BY AN OWNER (such as through sale or destruction) THIS COULD BE CONSTRUED AS THEFT OF THE VEHICLE.
Please Sign.......................................................... Date.....................
Please Sign.......................................................... GUARANTOR
Please Sign.......................................................... FOR RDW2W
A 18 year old female was attending college and a part time apprenticeship which she was able to access using a country bus service. That service was axed at short notice potentially leaving her without education or employment. Joining the W2W scheme resolved all those issues for her and she can now get to travel and have a greater social life.